A look at how variable rates of return do (and do not) impact investors over time. What exactly is the “sequence of returns”? The phrase simply describes the yearly variation in an investment portfolio’s rate of return.
read more...Take steps so criminals won’t take vital information from you.
America is enduring a data breach epidemic. The latest annual study of the problem from Javelin Strategy & Research,
read more...A good financial professional can help an investor interpret today’s financial climate, determine objectives, and assess progress toward those goals.
read more...Just how many Americans are not yet saving for retirement? An Edward Jones survey put the figure at 51%.
read more...What if you die, and your spouse or partner is left to pay off the mortgage alone? This possibility may seem remote, and it may be hard for you to contemplate.
read more...Getting away from your defined long-run investment strategy can potentially impact your entire financial and retirement plan. Rebalancing gives you a chance to put your portfolio back on track.
read more...A trade war does seem to be getting underway. How badly could these trade disputes hurt the American economy? The nature of our economy could help it withstand the disruption.
read more...Knowing when to apply for Social Security is crucial. This may be one of the most important financial decisions you make for retirement, and it cannot be made casually.
read more...A fixed index annuity offers you an alternative to a Wall Street investment. It is an insurance product structured with two goals in mind: principal protection and market participation.
read more...Why do higher-income households inquire about Health Savings Accounts? They have heard about what an HSA can potentially offer them: a pool of tax-exempt dollars for health care, a path to tax savings, even a possible source of retirement income after age 65. You may want to look at this option yourself.
read more...By 2020, federal employees with Thrift Savings Plan (TSP) accounts should have new withdrawal choices for their invested assets. New rules are scheduled to be implemented through the TSP Modernization Act, permitting TSP participants more flexibility.
read more...Are you about to buy life insurance? Shop carefully. Make your choice with insight from an insurance professional, as it may help you avoid some of these all-too-common missteps.
read more...You many have seen this statistic before or one resembling it: the average 65-year-old retiring couple can now expect to pay more than $250,000 in health care expenses during the rest of their lives.
read more...At times, running your business take every ounce of energy you have. Whether you have a human resources officer at y our company or not, creating and overseeing a workplace retirement plan takes significant effort.
read more...If you are worried about getting hacked – and, these days, who isn’t – a credit freeze is a precautionary measure that may be worth considering.
read more...Planning financially for retirement may feel overwhelming. For some, that feeling is what keeps them from really focusing on and implementing a plan.
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